Technology plays a crucial role in simplifying financial processes, and opening an account online is an innovation that particularly benefits young people. Not only does this option remove physical barriers, allowing you to avoid travel, but it also significantly speeds up the account opening process. Hexagon explains how to open an online bank account before your first job.
Although it is possible to open a bank account without leaving home, there are documents necessary to successfully complete the opening process:
- Identification document: Citizen card or ID card.
- Tax payer number: The tax identification number assigned to all residents of Portugal.
- Proof of address: A document proving the bank account holder’s residency, such as a utility bill or school enrollment statement.
In addition to these general documents, some banks may request additional documents, such as:
- Income data: If the bank account holder is self-employed or self-employed, it may be necessary to file a declaration of income.
- Certificate of educational qualifications: If the bank account holder is a student, it may be necessary to provide a certificate of educational qualifications.
- Authorization document: If the bank account holder is a minor, it is necessary to present an authorization document signed by his parents or legal guardians.
attention: It is very important to check the specific requirements of each bank before starting the online account opening process.
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